Paket Lengkap Taktik Entreneurial Marketing Pada Umkm Klaster Bandeng Presto Semarang

Abstract: Penelitian ini bertujuan untuk mengetahui bagaimana  implementasi taktik entrepreneurial marketingdalam mempertahankan usaha  pada  UMKM Bandeng Presto Semarang, faktor pendukung dan faktor penghambat perjuangan . Dalam penelitian ini obyek yang dipakai yaitu pelaku perjuangan Bandeng Presto Semarang  dengan empat informan sebagai sampel penelitian  dan memakai metode analisis kualitatif.

Implementasi entrepreneurial marketing pada UKM Bandeng Presto Semarang antara lain UKM Bandeng Presto telah memasarkan produknya secara proaktive dengan banyak sekali cara kepada konsumen, pengelola UKM mengambil peluang  (opportunity driven) dari tiap jaringan yang dimiliki dan menerapkan informal marketing research. UKM Bandeng presto  selalu menjalin komunikasi eksklusif dengan pelanggan. UKM menjalin korelasi kerjasama dengan banyak sekali pihak(value creation through relationship and Alliance).

Dalam mempertahankan pelanggan yaitu menjalin komunikasi dengan pelanggan. Pengelola UKM Bandeng mengelola resiko bisnis secara hati-hati. UKM Bandeng presto  selalu menjalin korelasi dua arah kepada pelanggan. UKM menjalin kolaborasi dan memperluas jaringan serta mempertahankan usahanya melalui penawaran harga yang terjangkau sehingga konsumen tetap membeli  produknya semoga usahanya tetap dapat tumbuh, bukan hanya keuntungan jangka pendek dan faktor yang kedala yang dihadapi UKM Bandeng Presto adalah  keterbatasan jaringan baik pasar, suplier, modal. Sebagian pengelola UKM masih takut resiko permodalan alasannya keterbatasan jaringan pemasaran. Lebih lanjut UKM perlu membuat nilai melalui training jaringan dan kerjasama.

Keywords: Proactive, informal marketing research, value creation, commuication, inovation, relationship

Penulis: Yuli Budiati, Nuria Universari

Kode Jurnal: jpmanajemendd161132

Paket Lengkap Tercapainya Tingkat Efektivitas Wakaf Uang Untuk Memberdayakan Kesejahteraan Mauquf ‘Alaih Di Yayasan Dana Sosial Al Falah (Ydsf) Surabaya

Abstract: As finance instrument, cash waqf becomes merk new in history of Islamic banking. Waqf is an act of worship by separating personal wealth to be public wealth in order to embody people prosperity. This research uses a qualitative approach with case study method. Data collection is conducted by interviewing informan (nazhir, wakif, and mauquf ‘alaih). The technique of analysis used in this study is reduce, present, and conclude the result. Then, the technique of data validity is source triangulation. The result of the study is the effectiveness of cash waqf’s kegiatan to distribute the fund to build a mosque. The level of effectiveness would be successful if all the element were totally accomplished and also affect people prosperity in maqashid syariah’s perspective.

Keywords: Effectiveness, Cash Waqf, Empowerment, Prosperity

Penulis: Astrianisa Fathona, Moh. Qudsi Fauzi

Kode Jurnal: jpmanajemendd161249

Paket Lengkap Imbas Variabel Makro Ekonomi Terhadap Indeks Jakarta Islamic Index (Jii) Kala Januari 2010 Sampai November 2015

Abstract: The study aimed to know whether there were influences of inflation, interest rate, and exchange rate on the Jakarta Islamic Index (JII). The study population were factors which influenced the Jakarta Islamic Index. The sample were those factors in the period of January 2010- November 2015. Multiple linear regression was used for the analysis. The analysis showed that inflation had a negative effect on Jakarta Islamic Index (JII) index, interest rates had a positive effect on Jakarta Islamic Index (JII) index, and the exchange rate had a positive effect on Jakarta Islamic Index (JII) index. All independent variables simultaneously had an effect on the Jakarta Islamic Index (JII) index. This study was expected to add insights to science, governance and other fields.

Keywords: jakarta islamic index, inflation, interest rates, exchange rate

Penulis: Ayu Tri Utami, Leo Herlambang

Kode Jurnal: jpmanajemendd161250

Paket Lengkap Reaksi Pasar Atas Pengumuman Dividen (Studi Pada Emiten Yang Terdaftar Di Jakarta Islamic Index)

Abstract: This research aims to see market reaction over the increasing and declining dividend announcement. The objective in this research is to test whether the stock price reacts positively to the increasing dividend announcement and reacts negatively to the declining dividend announcement are shown by the significant abnormal return (AR) value in around the announcement date and by the significant difference of abnormal trading volume activity (ATVA) before and after the announcement. The results indicate that market does not react over increasing as well as decreasing dividend announcement. This indicates that the event of dividend changes announcement are not reacted by market.

Keywords: increasing dividend, declining dividend, abnormal return, abnormal trading volume activity

Penulis: Ari Widodo, Nisful Laila

Kode Jurnal: jpmanajemendd161251

Paket Lengkap Tingkat Kesehatan Bank : Analisa Perbandingan Pendekatan Camels Dan Rgec (Studi Pada Bank Umum Syariah Tahun Kala 2012-2014)

Abstract: The aim of this study was to determine whether there is difference in the level of health of Islamic Banks using CAMELS method approach and RGEC period 2012-2014. The method used is quantitative method with purposive sampling technique. This study uses eight Islamic Banks; Bank Muamalat Indonesia, Bank Syariah Mandiri, BNI Syariah, Bank Mega Syariah, BCA Syariah, BRI Syariah, Bank Panin Syariah Bukopin Syariah. The data used are secondary data by collecting the data of annual financial statements and GCG report in the period 2012-1014, then test the difference by using the Wilcoxon test.The research found that there are differences in the level of health of Islamic Banks using CAMELS method and RGEC method.

Keywords: Level of Health, CAMELS, RGEC, Islamic Banks

Penulis: Arif Rachman Husein, Fatin Fadhilah Hasib

Kode Jurnal: jpmanajemendd161252

Paket Lengkap Efek Ekonomi Terhadap Pendapatan Pedagang Kios Di Wisata Religi Makam Sunan Drajat Lamongan

Abstract: This study aims to determine how the economic impact of religious tourism tomb of Sunan Drajat Lamongan on revenues stall traders. The economic impact of tourism generated economic activity of a region in the form of direct economic impact, indirect economic impact, and continued economic impact. The method used is descriptive qualitative approach. Informants in this study are the parties involved in tourism activities, namely tourists, merchants and workers. Technical analysis of the data used is the field analytical techniques and models Miles Hubeman. The direct economic impact of business owners in the form of revenue derived from tourist spending in the tourist locations, namely by 16%. Indirect economic impacts in the form of labor income received by 1.86%, while the continued economic impact is the expenditure of labor which is mostly used for daily needs and consumption.

Keywords: economic impact, sharia tourism, revenue

Penulis: Auliyaur Rohman, Moh. Qudsi Fauzi

Kode Jurnal: jpmanajemendd161253

Paket Lengkap Pengaruh Devaluasi Yuan Pada 11 Agustus 2015 Terhadap Gila Return Dan Gila Trading Volume Activity Saham Yang Tercatat Di Jakarta Islamic Index Jii)

Abstract: Government-related announcement is one of the determinants that potentially affect capital market. This research aims to see the reaction of stock market to Yuan Devaluation on August, 11 2015. The market reaction in this study is indicated by the presence of abnormal retun and abnormal trading volume activty. The approach taken in this research is the quantitative approach with event study method by using one sample t-test and paired sample t-test analysist. The variables in this research are Yuan Devaluation, AAR, and AATVA. The issuers observed in this research are stock listed on JII during the period of study. Results showed that stock listed on JII reacted to Yuan Devaluation, that is showed by significant results both in the AAR and AATVA, which means Yuan Devaluation bears valuable information for investor.

Keywords: Yuan Devaluation, Abnormal Return, Abnormal Trading Volume Acitivity, Event Study

Penulis: Windiya Saputri, Leo Herlambang

Kode Jurnal: jpmanajemendd161254

Paket Lengkap Faktor-Faktor Yang Kuat Terhadap Likuiditas Bank Syariah

Abstract: This research aims to understand the influence of economic growth, rate of inflation, total funding, cost to income ratio, non performing financing, and financing to deposit ratio to liquidity of Islamic Bank. This Research uses a quantitative approach and a purposive sampling technique. The data used are collected through financial report of Islamic bank such as Muamalat Indonesia, BNI Syariah, BRI Syariah, Mandiri Syariah, and Mega Syariah period 2010-2014. Analysis of data is carried out by using the multiple linear regression analysis model. The result of this research is economic growth has significant to financing to deposit ratio.. This research suggests that to make the Bank not liquidity the Bank should increase the financing to deposit ratio.

Keywords: Influence, Financing To Deposit Ratio, Liquidity, Islamic Bank

Penulis: Muhammad Choirul Ichwan, Muhammad Nafik H.R

Kode Jurnal: jpmanajemendd161255

Paket Lengkap Analisis Komposisi Ideal Dana Tabarru’-Ujrah Metode Dynamic Financial Analysis Perusahaan Asuransi Jiwa Syariah Di Indonesia

Abstract: The aim of this study was to determine the ideal composition of tabarru'-ujrah fund on Sharia Life Insurance company in Indonesia through Dynamic Financial Analysis method. This research is a quantitative with a simulation approach. The simulation model was Monte Carlo simulation. The data using a secondary data from the financial statements of insurance sharia life insurance companies published between 2012-2014. There are two variables that influence the formation of the composition tabarru’ the claims and Retakaful. The results of this study indicate that the ideal composition tabarru'-ujrah funds obtained amounted to 68.73%: 31.27%. The phenomenon that occurs is the composition tabarru’ which showed a reading below 50%, the life insurance industry sharia set much ujrah in every contribution at the time of composition claims and Retakaful in a low position, and ROI DPS received until the end of the forecasting declining and even minus.

Keywords: Sharia Life Insurance, The Ideal Composition of Tabarru’-Ujrah fund, Dynamic Financial Analysis, Financial Performance

Penulis: Billy Purwocaroko N, Noven Suprayogi

Kode Jurnal: jpmanajemendd161256

Paket Lengkap Imbas Komponen Risk-Based Bank Rating Terhadap Profitabilitas Bank Umum Syariah Di Indonesia (Periode 2011–2014)

Abstract: This research aimed to know and analyze the influence of components of Risk based bank rating method (risk profile, Good Corporate Governance, earnings, and capital) to profitability of Islamic Bank in Indonesia, measured by Return On Assets (ROA). Whereas the ratio used in this research to represent the components of RGEC are risk profile measured by Non Performing Financing (NPF) and Financing to Deposit Ratio (FDR), implementation of GCG by composite score of GCG, earnings by Operational Efficiency Ratio (OER), and capital by Capital Adequacy Ratio (CAR). Sample of this research are 11 Islamic Banks in Indonesia from 2011 to 2014. The analysis techniques used is multiple linear regression. Based on the analysis result, it can be concluded that NPF, FDR, GCG, OER, and CAR had simultaneous significant effect to ROA. Partially, NPF, FDR, and BOPO have significant effect to ROA. However, CAR and GCG don’t affect ROA significantly.

Keywords: RGEC, NPF, FDR, OER, CAR, GCG, ROA, Islamic bank profit

Penulis: Bunga Aprigati Iskandar, Nisful Laila

Kode Jurnal: jpmanajemendd161257

Paket Lengkap Pemahaman Maqashid Syariah (Akal) Terhadap Kinerja Forum Zakat Yatim Berdikari Di Surabaya

Abstract: The potential that zakat has in Indonesia has not been well optimized nor managed professionally, such is caused by the lack of effectiveness of zakat institutions in collecting, administrating, and distributing zakat procedures. The comprehension of maqashid sharia in regard to zakat is a determining factor in the success of zakat management. A good understanding of the maqashid sharia behind zakat will lead to better management of zakat proceedings.

This research adopts a qualitative approach in an attempt to further analyze the role of understanding maqashid sharia by zakat institutions in managing zakat funds. Sources will come from 4 official of the YatimMandiri Surabaya Zakat Collector Institution. Data is collected through means of in depth interview, observation and documentation.

Results showed that understanding the maqashid sharia behind zakat is a requirement in order to efficiently perform the complete zakat procedures.

Keywords: Maqaashid Sharia, Zakat Institution, Performance, Preservation of Intellect

Penulis: Citra Aisya Madania, Muhammad Nafik H.R

Kode Jurnal: jpmanajemendd161258

Paket Lengkap Implemtasi Kualitas Pelayanan Pendekatan Carter Dan Pengaruhnya Terhadap Kepuasan Ujks Koperasi Karyawan

Abstract: Employee cooperative is the partner of Palapa Nusantara institution based on service quality that consists of sharia compliance, tangibles, reliability, responsiveness, assurance, and empathy.This study aimed to investigate the effect implementation service quality CARTER approach to the members’ satisfaction. The first data used were primary data collected though a survey by using questionnaires. Then, the primary data were supported by the secondary data in form of short interviews in order to obtain the maximal results. The results showed that the dimension of reliability and responsiveness partially have a significant effect on the level of members’ satisfaction. However, the dimensions of tangibles, assurance, empathy and the sharia compliance have no significant effect to satisfaction of the members. It means that the first hypothesis in this study is accepted. This study also found that reliability is the most influential service to the customers’ satisfaction of employee cooperative of Palapa Nusantara Surabaya.

Keywords: Service Quality, CARTER Approach, Members’ satisfaction, Palapa nusantara

Penulis: Dani Rohmati, Sunan Fanani

Kode Jurnal: jpmanajemendd161259

Paket Lengkap Pemberdayaan Ekonomi Karyawan Pesantren Oleh Koperasi Al-Mawaddah Studi Masalah Pesantren Putri Al-Mawaddah

Abstract: The research goal is to figure out the role of the Al-Mawaddah Islamic Girl Boarding School or Kiswah against economic empowerment employee of boarding school. The research method used is descriptive qualitative approach with case studies. Data collected by interviews and observations directly to the informant that is in charge of the cooperative and the community surrounding the village of Coper Jetis Ponorogo and secondary data collection is derived from the journal, text books and other literature.

Results from this study is a Kiswah role in the economic empowerment of the employees but still less perfect or less than optimal. The employees economic empowerment conducted by the Cooperative Al-Mawaddah Islamic Girl Boarding School or Kiswah by making Kiswah as employment and to increase their income. Going forward, Kiswah will change the shape of this cooperative that previously was business cooperatives into credit unions or other forms of cooperatives.

Keywords: Cooperatives, Cooperative boarding school, community economic empowerment

Penulis: Danty Safira Dewi, Tika Widiastuti

Kode Jurnal: jpmanajemendd161260

Paket Lengkap Kesesuaian Prosedur Pembiayaan Murabahah Produk Kpr Berdasarkan Aliran Dsn Mui Di Bank Jatim Syariah Surabaya Cabang Darmo

Abstract: This research aims to determine how the suitability of handling Murabaha financing duduk kasus house loan product at ajaran of the National Sharia Supervisory Board of the Indonesian Ulama Council (DSN-MUI) in Bank Jatim Sharia Surabaya. The object of the study are Bank Jatim Sharia’s competent employees which competent in murabaha financing. This study used qualitative descriptive approach. The researcher collected the data by interviewing three employees of Bank Jatim Sharia.This research finds that the six points which used as references in the study such as price, advance, fine, guarantee, and collectability murabaha financing of House Loan product are suitable with ajaran of the National Sharia Supervisory Board of the Indonesian Ulama Council (DSN-MUI). But, there is one which doesn’t suitable with fatwa.

Keywords: Akad Murabaha, Sharia House Loan, Fatwa DSN-MUI, Bank Jatim Sharia

Penulis: Dara Setianti Kania P, Siti Inayatul Faizah

Kode Jurnal: jpmanajemendd161261

Paket Lengkap Faktor – Faktor Yang Menghipnotis Pertumbuhan Aset Bank Syariah Di Indonesia Tahun 2006-2015

Abstract: This research aimed to determine the external and internal factors affect to the assets growth of Islamic banking in Indonesia, in time year 2006 until year 2015. The approach is a quantitative approach using PLS (Partial Least Square) analytical techniques with three latent variables, that is external factors as an exogenous variable wich which used to reflect external factors in this research are inflation, GDP Growth, BI rate, and money supply (M2); internal factors as an endogenous variable which are reflected by profit sharing rate, promotion, education and pelatihan cost, NPF ratio, ROA ratio, FDR ratio, Third-Party Funds, quantity of office bank, and office channeling; and assets growth of Islamic banking as an endogenous variable. The result of this research showed that external factors has a significant effect to internal factors. However, both external factors and internal factors have no significant effect to the growth of Islamic banking asset.

Keywords: External, Internal, Asset Growth, Islamic Banking

Penulis: Diamantin Rohadatul Aisy, Imron Mawardi

Kode Jurnal: jpmanajemendd161262

Paket Lengkap Faktor Makro Ekonomi Segi Moneter Terhadap Kinerja Indeks Saham Di Jakarta Islamic Index (Jii) (Periode Januari 2010-Agustus 2015)

Abstract: Jakarta Islamic Index (JII) is one of Indonesia’s stock index in calculating the average price index of stocks for the type of stocks that meet the criteria of Shariah. One of the factors that influence is macroeconomic factors. This study aims to determine the effect of macroeconomic variables which consist of Inflation, Exchange Rate and M2 on the Jakarta Islamic Index (JII) with the observation period January 2010-August 2015. The data used is secondary data time series in the form of monthly data during the observation period January 2010-August 2015. The results showed that Exchange Rate and Money Supply (M2) have positively significant effect on the Jakarta Islamic Index (JII), whereas other variables such as Inflation is not significantly effect on the Jakarta Islamic Index (JII). While simultaneously the Inflation, Exchange Rate and Money Supply significant effect on the Jakarta Islamic Index (JII).

Keywords: JII, Inflation, Exchange Rate and M2

Penulis: Dian Ayu Wulansari, Leo Herlambang

Kode Jurnal: jpmanajemendd161263

Paket Lengkap Komparasi Efisiensi Penghimpunan Dana Pihak Ketiga Bank Umum Syariah Dan Bank Umum Konvensional Di Indonesia Dengan Metode Data Envelopment Analysis

Abstract: This study aims to determine and comparing the level of third-party funds accumulation efficiency of Islamic Banks and Conventional Banks in Indonesia. This study uses a quantitative non-parametric approach with Data Envelopment Analysis (DEA) CRS and VRS assumption, and statistical tool namely Mann Whitney U-Test. The samples are 10 Islamic Banks and 13 Conventional Banks those comply with the specified sample criteria. During 2010 to 2014, Islamic Banks has efficiency level of third-party funds accumulation relatively higher than Conventional Banks based on CRS and VRS assumption. Source of inefficiency in Islamic Banks is the scale of third-party funds accumulation. While the hypothesis test showed there was no significant difference in the level of third-party funds accumulation efficiency between Islamic Banks and Conventional Banks in Indonesia with the assumption of CRS, VRS, and Scale efficiency.

Keywords: Efficiency, Data Envelopment Analysis (DEA), Third-Party Funds Accumulation

Penulis: Yuliati, Noven Suprayogi

Kode Jurnal: jpmanajemendd161264

Paket Lengkap Faktor Yang Berkontribusi Terhadap Jumlah Penerimaan Dana Zakat Pada Forum Zakat Di Kota Surabaya

Abstract: The aim of this study is to determine and analyze the contribution of technological factor, accessibility factor, credibility factor, and programs factor of zakat institutions to the zakat funds revenue received by zakat institutions in Surabaya. This study used a qualitative approach with case study strategy. Data collected through interviews with informants and direct observation to the object of the research. The result of this study is there are several factors that have important contribution to zakat revenue at zakat institution in Surabaya. The researcher found accessibility, credibility and zakat collection agenda during Ramadhan have important contribution to the revenue of zakat funds, while technology has not been widely used by muzakki to make payment of zakat.

Keywords: Technology, Accesibility, Credibility, Programs

Penulis: Farid Nugroho, Tika Widiastuti

Kode Jurnal: jpmanajemendd161265

Paket Lengkap Penerapan Teknik Analytical Hierarchi Process (Ahp) Dalam Pengambilan Keputusan Pembiayaan Produktif (Studi Kasus Pada Bank Jatim Syariah Cabang Darmo)

Abstract: The purpose of this study was to determine the main criteria of decision-making for productive financing based on the level of interest by using AHP technique. Results of this study is the capital criteria become a major criterion in the decision-making productive financing. Most important sub-criteria of Character is payment commitments. Most important sub-criteria of Capacity is obtained from customer turnover per month. Most important subcriteria of Capital is trackrecord of prospective customer payments. Most important subcriteria of Collateral is the ownership of the collateral and the authenticity of the documents. Most important sub-criteria of Condition of Economy is the business both in the side of the law and the government. The results of all the weighting of criteria and sub-criteria through the process of harmonic average from seventh informant’s answers.

Keywords: Decision Making Analysis, Productive Financing, 5C, Analytical Hierarchy Process (AHP)

Penulis: Firdausi Nuzula, Dina Fitrisia Septiarini

Kode Jurnal: jpmanajemendd161266

Paket Lengkap Penguatan Modal Perjuangan Mikro, Kecil Dan Menengah Melalui Pembiayaan Di Bmt Berdikari Sejahtera Gresik

Abstract: The purpose of this research is to analyze the role of funding by BMT in strengthening the capital of micro, small and medium businesses in BMT Mandiri Sejahtera Gresik. The measure of capital strengthening is viewed by the increase of income, profits, assets and capital structure.

This research employed the qualitative approach of using case study. Data collection is done through interviews and observation of the object of the research. The techniques of analysis employed in this research are the source triangulation technique, the pattern matching technique and qualitative descriptive technique which narrates the results of the interviews and observations.

The result of this research shows that BMT Mandiri Sejahtera has positively strengthened the capital of micro, small and medium businesses, such is shown by the increase of income, profit, assets and capital structure after receiving funding from BMT Mandiri Sejahtera.

Keywords: Funding, BMT, Capital Strengthening, Micro, Small and Medium Businesses

Penulis: Heppy Prasetyo Pradhana, Muhammad Nafik H.R

Kode Jurnal: jpmanajemendd161267

Paket Lengkap Membandingkan Efisiensi Bank Syariah Di Indonesia Dan Malaysia Dengan Metode Data Envelopment Analysis (Dea)

Abstract: This study measured and compared the efficiency of Islamic Bank in Malaysia and Indonesia. This sytudy used a quantitative non-parametric approach by using Data Envelopment Analysis (DEA)VRS assumption, and a statistic tool Mann-Whitney-U-Test. The samples were 6 Islamic Banks in Malaysia and 10 Islamic Bank in Indonesia that comply with the specified sample criteria during 2010-2014.

The results of this research showed that Islamic Banks in Indonesia relatively higher than Islamic Bank in Malaysia based on VRS assumption. Source of inefficiency in Islamc banks in Indonesia more due to inefficiency on a scale. While the hypothesis test showed that there are no significant differences of efficiency between Islamic bank in Indonesia and Malaysia with VRS Assumtion .

Keywords: Islamic Bank, Performance, Efficiency, Data Envelopment Analysis (DEA)

Penulis: Hikmah Maulidiyah, Nisful Laila

Kode Jurnal: jpmanajemendd161268

Paket Lengkap Penerapan Tata Kelola Syariah Forum Keuangan Islam (Studi Kasus Pada Pt. Bprs Jabal Nur Surabaya)

Abstract: This research aims to analyze the implementation process of good sharia governance (GSG) in order to ensure sharia compliance. Sharia governance is a qualitative disclosure that includes arrangements, systems, and control to ensure sharia compliance. The method using descriptive qualitative approach with case study strategy at PT. Bank Pembiayaan Rakyat Syariah (BPRS) Jabal Nur Surabaya. Data collected by in depth interview and documentation. Validation techniques using source and technic triangulation. Analysis techniques using Miles and Huberman’s.

Result of this research is based on seven patterns from the sharia governance process which represents the instrumental function of the sharia supervisory board as part of the internal governance structure of corporate governance in Islamic Financial Institutions. Based on the analysis that has been conducted by researchers, PT. Bank Pembiayaan Rakyat Syariah Jabal Nur has been quite obedient in fulfillment guarantee of sharia compliance based on the implementation process of good sharia governance.

Keywords: Good Sharia Governance, Sharia Supervisory Board, Sharia Governance Process, and Sharia Compliance

Penulis: Fachruddin ‘Aabid, Noven Suprayogi

Kode Jurnal: jpmanajemendd161269

Paket Lengkap Imbas Belanja Tempat Terhadap Indeks Pembangunan Insan Di Provinsi Papua Kala 2011 Sampai 2013 Dalam Perspektif Ekonomi Islam

Abstract: The aim of this study was to determine the effect of education spending and healthspending on the Human Development Index (HDI) in Papua Province period 2011-2013. Themethod used is quantitative method with panel data regression techniques. The data used issecondary data by collecting data annual financial statements Papua Province in theperiod 2011-2013 which includes education and health spending data across district in theprovince of Papua.

Panel data regression conducted showed that spending on education (X1) positive andsignificant impact on the human development index in province of Papua and healthspending (X2) has no effect on the human development index in Papua as well as spendingon education and helath spending simultaneously affect the human development index inPapua Province 2011-2013.

Keywords: Education Spending, Health Spending, Human Development Index

Penulis: Firly Dwitya Kamilia, Tika Widiastuti

Kode Jurnal: jpmanajemendd161270

Paket Lengkap Pengakuan, Pengukuran, Penyajian, Dan Pengungkapan Aset Kelolaan Pada Forum Amil Zakat

Abstract: The purpose of this research is to assess the implementation of accounting aspects such as recognition, measurement, presentation and revelation of zakat transactions within LAZISMU in regards to PSAK 109 concerning zakat accounting. This research employs a qualitative descriptive approach with case study methodology. The technique of analysis used within this research is the domain analysis technique. The research determines two domains in relation to zakat accounting, which are acquisition, management and distribution of zakat, infaq and shadaqah. Results suggest that in the aspect of recognition and measurement, LAZISMU demonstrated compliance to the PSAK 109 during the acquisition of zakat, infaq and shadaqah, however LAZISMU failed to show compliance in regard to the aspects of revelation and presentation during the acquisition process. In conclusion, LAZISMU are not compliant to the general guide of zakat accounting, mostly due to lack of able personnel in LAZISMU.

Keywords: Syariah Accounting, PSAK 109, Asset Management, Zakat Accounting

Penulis: Ghufraanaka, Dina Fitrisia Septiarini

Kode Jurnal: jpmanajemendd161271

Paket Lengkap Kesejahteraan Dalam Perspektif Islam Pada Karyawan Bank Syariah

Abstract: Muslims required to work through legal means, but as human beings sometimes lust to dominate oneself so a man would prefer to work in a place that is run in activities contrary to the rules of Islam simply because the payment is obtained at the site is greater. The purpose of this research was to determine how the financial and non-financial welfare of employees and the Islamic banks to determine the reasons employees relocate to Islamic banks. For the informants who have the motivation to move because of a reason to avoid usury laws, could be said to be better in terms of non-financial welfare. For the informant who aim to move into Islamic banks due to other reasons, in terms of the welfare of both financial and nonfinancial could be said to be prosperous just not better than the employees who move for some reason wants to avoid usury.

Keywords: Employees, Welfare, Financial, Non-Financial

Penulis: Ziauddin Sardar, Muhammad Nafik H.R

Kode Jurnal: jpmanajemendd161272

Paket Lengkap Imbas Pembiayaan Sektor Ekonomi Primer, Sektor Ekonomi Sekunder, Dan Sektor Ekonomi Tersier Terhadap Non Performing Financing (Npf) Pada Perbankan Syariah Di Indonesia Kala 2010-2015 (Maret)

Abstract: The purpose of this study is to find out the influence of financing primary sector, secondary sector, and tertiary sector toward Non Performing Financing (NPF) of Islamic Banking In Indonesia. Quantitative approach applied in this study as a research method. Furthermore, a technique of data analysis used is multiple linier regression to analyse the impact of independent variable toward dependent variable. The independent variable are financing primary sector, secondary sector, and tertiary sector. Meanwhile, NPF is the dependent variable. The result of the study shows that financing partially in primary sector influenced NPF significantly. Whereas, partially secondary sector and tertiary sector did not influence significantly to NPF. The result of simultance test indicated that the growth of financing primary sector, secondary sector, and tertiary sector influenced significantly to NPF of islamic banking.

Keywords: Islamic Banking, NPF, Financing Economic Sector, Financing Primary Sector, Financing Secondary Sector, Financing Tertiary Sector

Penulis: Imro Atul Mufidah, Fatin Fadhilah Hasib

Kode Jurnal: jpmanajemendd161273

Paket Lengkap Tinjauan Implementasi Aliran Dsn No.25/Dsn-Mui/Iii/2002 Pada Pelaksanaan Penjualan Barang Gadai Yang Tidak Ditebus Di Bank Jatim Syariah

Abstract: The purpose of this research is to assess the compliance of the selling procedures for unredeemed pawn goods (Marhun) in accordance to the National Sharia Council’s Fatwa No:25/DSN-MUI/III/2002 in Bank Jatim Syariah. The selling of unredeemed pawn goods (marhun) is analyzed from 4 aspects : (1) Maturity, (2) the execution of sale, (3) the result of the sale and (4) the excess or deficit from the result of the sale. This research adopts a qualitative approach with a case study methodology. The result of this research suggests that there is incompliance to the National Sharia Council’s Fatwa No:25/DSN-MUI/III/2002 in the act of selling unredeemed pawn goods (marhun) by Bank Jatim Syariah, however this incompliance does not indicate any breach to the sharia rulings on sales and purchase.

Keywords: Pawning, Sale of Pawned Goods, National Sharia Council Fatwas, Bank Jatim Syariah

Penulis: Khurin Fijria Nuzula, Irham Zaki

Kode Jurnal: jpmanajemendd161274

Paket Lengkap Analisis Tren Dan Perbandingan Rasio Islamicity Performance Pada Bank Syariah Mandiri, Bank Muamalat Indonesia, Bank Bri Syariah Dan Bank Bni Syariah Era 2011-2014

Abstract: This study is aimed to investigate the animo of financial performances and the difference of Islamicity Performance Ratioamong Islamic banks in Indonesia during 2011-2014. The quantitative approach of purposive sampling is used as the research method. The data collected frombank’s annual financial statements (2011-2014) used as sample: Bank Syariah Mandiri, Bank Muamalat Indonesia, Bank BNI Syariah and BRI Syariah. The data collected then analyzed using the animo analysis and ANOVA. Six variables: PSR, ZPR, EDR, DEWR, IIR and IsIR, are used as proxies for Islamicity Performance Ratio.

Trend analysis shows that BRI Syariah has better PSR, ZPR, EDR, IsIR compared to other banks except for DEWR. IIR of Bank Muamalat is the best among others. Comparative analysis shows there are differences of Islamicity Performance Ratioamong Islamic banks in terms of PSR, EDR and DEWR, nevertheless there is no difference in terms of ZPR, IIR and IsIR.

Keywords: Trend Analysis, Analysis of Comparative, Islamicity Performance, Islamic Banks

Penulis: Harvita Ayu Lutfiandari, Dina Fitrisia Septiarini

Kode Jurnal: jpmanajemendd161275

Paket Lengkap Economic Value Added Dan Market Value Added Serta Sikap Harga Saham Perusahaan Yang Listing Di Jakarta Islamic Index (Periode 2010-2014)

Abstract: Stern Stewart & Co. introduced new methods of measuring financial performance based on the added value produced by the company, these methods being Economic Value Added (EVA) and Market Value Added (MVA). The purpose of this research is to analyze the effect of EVA and MVA toward the stock price of companies listed in Jakarta Islamic Index (JII) for the year period 2010-2014.

The data used in this research are secondary data comprising of yearly data for the period 2010-2014. The analysis employed in this research is through using multiple linear regression analysis with α of 0.05.

The research suggest that EVA and MVA partially and simultaneously have significance effect towards the stock price of the company enlisted in JII. With α of 0.162 or 16.2%, this shows that 16, 2% of stock price in JII is affected by EVA and MVA, whereas 83, 8% is affected by other variables.

Keywords: Stock Price. Jakarta Islamic Index, Economic Value Added (EVA), dan Market Value Added (MVA)

Penulis: Khairuriza Khairuriza, Leo Herlambang

Kode Jurnal: jpmanajemendd161276

Paket Lengkap Pemberdayaan Ekonomi Anggota Unit Jasa Keuangan Syariah Melalui Produk Simpanan Dan Pembiayaan Di Unit Simpan Pinjam Dan Pembiayaan Syariah As-Sakinah Surabaya

Abstract: Islamic finances cooperation/Islamic finances servise unit as one of micro organization that has a role in developing and evolving the economical potential of its members in particular way, and the society in general way, to increase the economical and social prosperity.

The aim of this research is to find out the role of Islamic finances cooperation unit in empowering the economies of its member. This researce is using the qualitative approach by case study as a strategy. The data collection is achieved by interviewing the related objects directly.

This research indicated that the members experienced the role of Islamic savings and loan and budgeting unit of As-Sakinah Surabaya helpfully by offering its finances products, namely the deposit and the budgeting with many models upon the members fancies and the most important part of the 460 products is, the contracts are based on the Islamic law.

Keywords: Islamic Finances Cooperation, Economical Empowering, Islamic Saving And Loan And Budgeting Unit of As-Sakinah

Penulis: M. Haris Hidayatulloh, Moh. Qudsi Fauzi

Kode Jurnal: jpmanajemendd161277

Paket Lengkap Imbas Sbis Dan Puas Terhadap Tingkat Inflasi Melalui Operasi Moneter Syariah Pada Periode 2011-2015

Abstract: This study aims to determine the relationship directly or indirectly between SBIS and PUAS into inflation by Sharia Monetary Operations. The approach used is a quantitative approach using path analysis technique with four variables are SBIS and PUAS as exogenous variable, the inflation rate as an endogenous variable and OMs as an intervening variable.

The results show that SBIS and PUAS have a positive direct correlation to inflation. This show that the SBIS and PUAS still did’t able to meet expectations in order to reduce the rate of inflation. In this study may also indicate that the SBIS relate indirectly to inflation through OMs. OMs be able to suppress compared to inflation growth rate of SBIS and PUAS variable, PUAS doesnt have a relation to inflation through OMs. Therefore, from this study is expected the government to reassess the effectiveness of Islamic monetary transmission in suppressing the inflation growth rate.

Keywords: SBIS, PUAS, OMs, Inflation

Penulis: Marisa Ayu Andarini, Tika Widiastuti

Kode Jurnal: jpmanajemendd161278

Paket Lengkap Proses Acara Penghimpunan Dan Distribusi Wakaf Tunai Di Baitul Maal Hidayatullah Surabaya

Abstract: This research adopts a qualitative approach with case study methodology. Data collection is done through carrying out interview with informants such as branch manager, financial manager, marketing staffs and several donators of Baitul Maal Hidayatullah. Secondary data comes under the form of documents pertaining to the practice performed by Baitul Maal Hidayatullah. The pattern matching technique is then used to compare patterns based on empirics with the predicted patterns. Cash waqf funds are collected through direct and indirect means. The collection of cash waqf funds by Baitul Maal Hidayatullah are in accordance with the procedures set out by Badan Wakaf Indonesia which are, analysis of needs, waqif profile identification, the product of waqf, and the transactional cost. The distribution of cash waqf funds by Baitul Maal Hidayatullah are in accordance with what has been ordained by the Direktorat Pemberdayaan Wakaf, which includes, waqf distribution for education and social services.

Keywords: Collection, Distribution, Cash Waqf, Baitul Maal Hidayatullah

Penulis: Muhammad Afdhal, Siti Inayatul Faizah

Kode Jurnal: jpmanajemendd161279

Paket Lengkap Tugas Pembiayaan Produktif Bmt Pendekar Dalam Peningkatan Kesejahteraan Anggota

Abstract: The purpose of this research is to assess the role played by Baitul Maal Wattamwil (BMT) in increasing welfare of its member. This research adopts a quantitative approach through empirical analysis using Pahlawan Baitul Maal Wattamwil (BMT) located in Tulungagung as the subject of research.

Several tools of analysis used in this research are: The Headcount Ratio, The Poverty Discrepancy Ratio, The Income Discrepancy Ratio, The Fooster, Greer and Thorbeck (FGT) index and the Threshold of Trade.

Keywords: Baitul Maal, Poverty Index

Penulis: Ullya Nindyaningtyas, Meri Indri Hapsari

Kode Jurnal: jpmanajemendd161280

Paket Lengkap Dar Dan Perputaran Persediaan Serta Pengaruhnya Terhadap Profitabilitas Perusahaan Tekstil Dan Garmen Yang Terdaftar Di Indeks Saham Syariah Indonesia

Abstract: The purpose of this reserach is to find out the significant effect of the two variable debt to assets ratio and inventory turn over of the profitability with the measuring instrument Return On Assets. The method used in this study is quantitative method with secondary data sources. The samples in this study are the tekstil and garment companies that are still registered in Indonesia Sharia Stock Index, publishing their three month report completely from 2012 to September 2015. There are seven companies that will become the samples. The technique used in this study is panel data regression analysis technique. The result of this research indicate that the inventory turnover partially provide a significant influence on ROA, and debt to assets ratio partially provide an unsignificant influence on ROA. Simultaneously, inventory turn over dan debt to assets ratio providea significant influence ROA.

Keywords: DAR, ITO, profitability, Indonesia Sharia Stock Index

Penulis: Rizky Aprilian Kusuma Dewi, Ari Prasetyo

Kode Jurnal: jpmanajemendd161281

Paket Lengkap Tugas Kesepakatan Dalam Menghindari Ihtikar Sembako Di Pasar Krembangan Surabaya (Studi Pada Mahasiswa Kegiatan Studi Ekonomi Islam Fakultas Ekonomi Dan Bisnis Universitas Airlangga)

Abstract: Dealing transaction in sharia Islam is main purpose to every muslims as muammalah (worship) behavior acted. The merchants commintment is basic point to establish ethics and muslim merchants behavior according to Rasulullah SAW taught to avoid prohibited dealing transactions in sharia Islam. One of the forbidden form in Islamic dealing transaction is ihtikar (accumulated foodsupplies). The main point of these research to knows understanding behavior commitment of muslim merchants in Krembangan traditional market Surabaya to avoid the forbidden one in Islam, which is Ihtikar (accumulated foodsupplies). The research method used qualitative within descriptive study case. The informant determine by purposive sampling. Data samples are collected by semi–structured interview. The results of this research shown that was in generally, muslim merchants has understood commitment behavior acts within sincerity intention, hard work, truth, unity, and khiar (determination) principles to avoid ihtikar.

Keywords: Commitment, Ihtikar, Krembangan Traditional Market Surabaya, Merchant

Penulis: Mirzha Ayunirraga, Moh. Qudsi Fauzi

Kode Jurnal: jpmanajemendd161282

Paket Lengkap Pengelolaan Keuangan Keluarga Secara Islam Pada Keluarga Muslim Etnis Padang Dan Makassar Di Surabaya

Abstract: The goal of this research is understanding how does management financial implementation work into Muslim Family, especially at Padang and Makassar ethnics in Surabaya.

This research used descriptive qualitative approach. Data collection was resulted by interview, observation, and documentation. Domain and taxonomy technique was used to perform data analytic. This technique to find the general description of financial management family work into Muslim then elaborated more detail to know the internal structure of Islamic view of wealth, the provision, determine the priority scale, and make budget household.

The results based on interviews with two informants from the Padang and Makassar is both informants in research has implemented most components financial management to reach sakinah finance in the life daily. The financial management component are Islamic view of wealth, the provision, determine the priority scale, and make budget household.

Keywords: sakinah finance, family, management, finance

Penulis: Rosalia Debby Endrianti, Nisful Laila

Kode Jurnal: jpmanajemendd161283

Paket Lengkap Imbas Total Aktiva, Capital Adequacy Ratio (Car), Finance To Deposit Ratio (Fdr) Dan Non Performing Financing (Npf) Terhadap Return On Assets (Roa) Bank Umum Syariah Di Indonesia Masa 2010-2014

Abstract: The purpose of this study is to analyze the impact of the variables firm size, liquidity, capital adequacy and financing fraud on Sharia Bank profitability in Indonesia by January 2010 until December 2014 period. Research using purposive sampling method for taking samples. Data obtained based on Bank of Indonesia published via Website realtime, obtained 60 samples.

Research variables consisted of four independent variables and 1 dependent variable. Data analysing technique to answer research persoalan and examine research hypothesis using Double Linear Regression Analysis that supported by SPSS Statistics version 20 application.

Based on the research, known that the effect of firm size (asset total), Liquidity (FDR), financing fraud (NPF) on Sharia Bank profitability partially significant. Meanwhile, the effect of capital adequacy (CAR) on Sharia Bank profitability not too significant.

Keywords: Sharia Bank, Profitability, Financing Fraud, Asset Total

Penulis: Okyviandi Putra Erlangga, Imron Mawardi

Kode Jurnal: jpmanajemendd161284

Paket Lengkap Imbas Total Aktiva, Capital Adequacy Ratio (Car), Finance To Deposit Ratio (Fdr) Dan Non Performing Financing (Npf) Terhadap Return On Assets (Roa) Bank Umum Syariah Di Indonesia Masa 2010-2014

Abstract: The purpose of this study is to analyze the impact of the variables firm size, liquidity, capital adequacy and financing fraud on Sharia Bank profitability in Indonesia by January 2010 until December 2014 period. Research using purposive sampling method for taking samples. Data obtained based on Bank of Indonesia published via Website realtime, obtained 60 samples.

Research variables consisted of four independent variables and 1 dependent variable. Data analysing technique to answer research persoalan and examine research hypothesis using Double Linear Regression Analysis that supported by SPSS Statistics version 20 application.

Based on the research, known that the effect of firm size (asset total), Liquidity (FDR), financing fraud (NPF) on Sharia Bank profitability partially significant. Meanwhile, the effect of capital adequacy (CAR) on Sharia Bank profitability not too significant.

Keywords: Sharia Bank, Profitability, Financing Fraud, Asset Total

Penulis: Okyviandi Putra Erlangga, Imron Mawardi

Kode Jurnal: jpmanajemendd161284